ChairmanAdaeze Okafor
Two decades in Nigerian financial services and housing policy.
The system the site is built from.
Every token and component here is taken directly from the live AG Mortgage Bank website — twelve brand colours, three type faces, and the sections the homepage composes from.
Colour
Brand palette
The twelve canonical hexes from the site's :root, exposed as raw tokens.
navy.deep--color-navy-deep#061A2E
navy--color-navy#0A2540
navy.vivid--color-navy-vivid#1F4FA8
navy.soft--color-navy-soft#0F2F50
cream--color-cream#F8F5EF
cream.warm--color-cream-warm#FAF3E8
cream.vivid--color-cream-vivid#FFEFC2
cream.deep--color-cream-deep#EDE5D5
gold.rich--color-gold-rich#E0B040
gold.vivid--color-gold-vivid#F0C441
green.deep--color-green-deep#14613A
green.vivid--color-green-vivid#22C55E
Typography
Type scale
Inter for display + body, Inter Tight for numerics, Libre Baskerville for the serif accent word.
Homes for working Nigerians.
Section heading · H2
Lede — a calm intro line that sits under the heading and sets context for the section below.
₦485,720 / mo
Eyebrow · 0.18em
Caption · helper · meta
Radii & motion
Radius ladder
The distinct corner radii used across the site.
xs · 4px
sm · 12px
md · 14px
lg · 18px
xl · 24px
2xl · 28px
3xl · 32px
4xl · 36px
pill · 999px
Easing curves
The four cubic-beziers measured from the site's transitions.
expo — primary reveal / transitioncubic-bezier(0.16, 1, 0.3, 1)
standard — segmented indicator, genericcubic-bezier(0.4, 0, 0.2, 1)
drawer — mobile drawer / hamburgercubic-bezier(0.22, 1, 0.36, 1)
overshoot — tile lift, number pulsecubic-bezier(0.34, 1.56, 0.64, 1)
Primitives
Button
The .cta system — primary (cream), secondary (navy-vivid), nav pill, ghost.
Eyebrow · StatusLine · Pill
By the numbersCBN-licensed since 2004NDIC-insured
Apply nowDisclosureFeatured
Fact
A dotted eyebrow, Inter Tight numeric, and caption.
Disbursed₦2.8Bin the last 12 months
Families97homes financed
SegmentedControl
Slider · MoneyInput · PercentInput
Property value₦116,500,000
RatioBar
Principal vs interest split.
Viz
Dithered tile viz
The site's product-tile viz — a per-product silhouette Bayer-dithered into a dot field in the accent colour. Move your cursor over a tile to displace the dots (iron-filings repulsion). Pauses off-screen; static under reduced-motion.
NHF · house
M-REIF · refinance
Construction · phases
REIF · skyline
Commercial · storefront
Forms
ApplyForm
The multi-step mortgage application — step indicator, the active step's fields, back/next nav. Click Continue to walk the steps.
1. Start your application2. Select your status3. Documents4. Confirm
1
Start your application
A few details so we can route your application to the right mortgage desk.
ContactForm
The contact twin — a navy info panel beside a cream form panel.
Contact
Talk to a mortgage desk.
We reply within one working day.
Phone+234 807 609 4107
Emailinfo@agmortgagebankplc.com
Head officeLagos, NigeriaMon–Sat, 8am–5pm
Patterns
SiteNav
The site header — transparent over the hero, condensing into a floating glass pill on scroll. Both states shown.
Hero
The centred opening — status row, Inter H1 with an upright serif accent word, lede, dual CTAs, above the particle-building viz band.
Homes for working Nigerians, financed with care.
A CBN-regulated Primary Mortgage Bank. ₦2.8B disbursed to 97 families in the last year alone.
FactStrip
The cream pill of facts that leaks over the hero viz.
Years20+CBN-regulated
Disbursed₦2.8Blast 12 months
Families97homes financed
StatsRow
Cream stats band — Inter Tight numerics.
Two decades of careful lending.
Years regulated20+CBN since 2004
Disbursed₦2.8Blast 12 months
Families97homes financed
CertifiedISO9001:2015 certified
RegulatoryFooter
The site footer — navy panel, brand + columns, regulatory disclosures.
PartnersMarquee
Edge-masked logo marquee — the nine real partner logos, whitewashed, looping.
Product bento
The site's product grid — cream tiles with the dithered viz on the right. Flagship + 2-stack on top, two tiles below. Hover a tile to lift it and displace the viz dots.
CalculatorPanel
Twin-panel calculator (site CSS) — segmented route + sliders → navy output, real reducing-balance math + cap notice.
Property value
₦116,500,000Down payment₦23,300,000
20%Tenor
20 yearsNHF caps principal at ₦15,000,000 — ₦78,200,000 top-up arranged separately.
Route · National Housing FundAt 6.0% p.a. · fixed
₦107,465/moPrincipal₦15,000,000
Interest (42%)₦10,791,518
Total repayable₦25,791,518
LTV13%
CommunityTabs
Cream community section — hairline tabs + navy stat-art panel beside prose.
NHF Mortgage
97families
financed into first homes in the last year
The National Housing Fund route is built for working Nigerians on a payslip — we handle the FMBN paperwork end to end.
Contributions you have already made count toward your deposit.
Newsroom
AdvisoryBand
Advisory
Talk to a mortgage advisor
Free, no obligation. Real people who close Nigerian mortgages every week.
3advisors
on call right now, Mon–Sat
About
DirectorsGrid · board
Board of directors — dark cards, gold border + role, initials portrait.
Managing Director / CEOEmeka Nwabufo
Led AGMB's M-REIF first-mover programme since 2019.
DirectorsGrid · exec (four-up)
Management team — compact cream cards, navy text.
Chief Risk OfficerNgozi Madukwe
Chief Financial OfficerTunde Laleye
Head of MortgagesAisha Mosuro
Company SecretaryChidi Akachi
Products
Each product page is the same template themed by a per-product accent (NHF/REIF green, M-REIF/Commercial navy-vivid, Construction gold) flowing through dots, step borders, and the rate serif accent. Shown here with the NHF green accent.
ProductHero
Centred status line + H1 + lede + stat bar + per-product viz.
Own your first home on a payslip.
The National Housing Fund route — fixed 6% over up to 30 years, for working Nigerians.
HowItWorks
Numbered steps with a per-product accent top border.
01Confirm NHF statusWe verify your FMBN contributions and eligibility.
02Submit documentsID, payslips, and property documents.
03Offer & disbursementSign the offer to lock your rate; we disburse.
Eligibility
Checklist rows with accent-tinted check.
✓Nigerian citizen aged 21–60 with a valid ID (NIN or passport).
✓NHF contributor for at least 6 months via your employer or voluntarily.
✓Verifiable income — salaried or with 6 months of bank statements.
Documents
Required-documents grid.
01Valid IDNIN slip or international passport.
02Bank statementsLast 6 months, stamped.
03Property documentsOffer letter, survey, title.
RatePanel
Rate cells with the Libre Baskerville accent figure.
Interest6.0%Fixed per annum, NHF-subsidised.
Tenure30yrsMaximum repayment period.
Max loan₦15MNHF principal cap; top-up arranged separately.
UseCases
Persona cards.
SalariedFirst-time buyer
On a payslip, contributing to NHF — the lowest-rate route to ownership.
From ₦92,800/moCivil servantPublic sector
Stable income and NHF contributions make approval straightforward.
6.0% fixedFaq + ProductCtaCard
FAQ accordion beside the squircle CTA card.
Nigerian citizens aged 21–60 who have contributed to the National Housing Fund for at least 6 months.
The NHF principal cap is ₦15M; any shortfall is arranged as a separate top-up facility.
Typically 2–4 weeks once your documents are complete and verified.
Start your NHF application
A mortgage advisor will confirm your route and indicative rate within 2 working days.
Apply now