AG Mortgage Bank Plc is a Central Bank of Nigeria–licensed Primary Mortgage Bank. Tenors to 25 years. Indicative rates from 6.0% per annum under the National Housing Fund.
NHF for salaried workers; M-REIF for the underserved; Construction Finance for self-build; Real Estate Investment Finance for landlords; Commercial for SMEs.
The figure here is the figure you sign for. Rates are frozen at offer for ninety days; variable-rate adjustments are published quarterly. No commitment, no credit check at this stage — and no fee for NHF-eligible borrowers.
Two decades of mortgage work, but the same hours go into the communities our staff and customers live in: youth sport, public health, financial literacy, women-led savings.
AGMB is the sole sponsor of Coal City Football Club, which recently won the Enugu State Federation Cup. Sponsorship covers kit, training, transport, and competition fees through the season — the club operates from public training grounds in Enugu without club-owned facilities.
In parallel, we run paid tech & financial literacy bootcamps in eight schools (Enugu, FCT, Lagos). Six-week curricula on basic web, spreadsheets, personal finance — taught by AGMB staff who volunteer half-days, with stipends paid directly to participating teachers.
In November 2024 AGMB administered health checks for 100 women at the Assemblies of God Church, Okpoto. The follow-up Put a Smile Project for Women, run with Life Support Foundation, reached 500 women in December 2024 with health checks, basic medications, and a financial literacy session built into the queue.
Separately, a generator set was donated to the University Teaching Hospital, Enugu — covering the maternity ward's overnight load during grid outages. We don't publish the equipment list; the hospital's procurement office maintains the manifest.
Across 2023–2025 AGMB reached roughly 3,200 students and adults through financial-literacy sessions — savings discipline, budgeting, understanding mortgage products, distinguishing fees from interest, reading a CRC report.
Two schools host quarterly sessions on the NCC curriculum; the rest are one-off community sessions in churches, cooperative halls, and market associations. Materials are open-licensed; partner banks have adapted them for their own programmes.
AGMB partners with 14 women-led savings cooperatives across Enugu, Anambra, and the FCT. The cooperatives use a group-guarantee structure to access mortgage top-ups against NHF contributions, with documentation handled at the cooperative office rather than the branch.
Aggregate savings mobilised through these cooperatives exceed ₦180 million. Each cooperative reports monthly into a shared dashboard; the bank's role is checking-account custody and underwriting on top-up requests — the women set their own contribution levels and disbursement rules.
