Run the numbers.
Own the decision.

Every figure is live. Every rate is current. No credit check at this stage.

4 routes

NHF · M-REIF · Classic · Diaspora

Loan range

₦15M – ₦300M

Tenor range

5 – 30 years

Check your fit ↓ Compare all routes ↓

Route · National Housing Fund

NHF M-REIF Classic Diaspora

Property value₦15M – ₦300M

₦116,500,000

Down payment₦23,300,000

% 20

Loan-to-value80%

Tenor5 – 30 years

↓ 20 years

Monthly repayment

At 6.0% p.a. · fixed

Rates effective 12 May 2026 · Subject to CBN MPR adjustment

₦667,714/mo

Principal · Interest Interest 45%

₦93,200,000₦67,329,366

Principal financed₦93,200,000

Total amount to repay₦160,251,360

Decision in principleWithin 48 hours

Rate-lock window90 days

Effective interest45%

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Scenarios

Three approaches. Pick your own pace.

Sensitivity

If rates move.

Variable-rate adjustments are published quarterly. Indicative pricing is locked at offer for 90 days.

Affordability

Within your means?

Your monthly gross income (₦)

Loan-to-income

—

Debt service ratio

—

Institutional assessment

—

All routes

All four routes, your numbers.

Talk to a mortgage advisor

Not sure which product fits? We’ll route you.

One call to walk through eligibility for NHF, M-REIF, Commercial, Construction, and REI. No commitment.

Run the numbers.Own the decision.

Three approaches. Pick your own pace.

If rates move.

Within your means?

All four routes, your numbers.

Run the numbers.
Own the decision.