Five mortgages, built around you.

From salaried Nigerians on the National Housing Fund to landlords financing yield, AG Mortgage Bank Plc offers five distinct routes, each underwritten to the same prudential standards since 2004.

Start your application → See your monthly ↓

NHF Mortgage 6.0% p.a. · Salaried

M-REIF Mortgage 9.5% p.a. · Refinance

Construction Finance 14.0% p.a. · Self-build

Real Estate Investment Finance 22.0% p.a. · Landlords

Commercial Mortgage 22.0% p.a. · SME premises

How it works

Four steps from enquiry to keys.

Check your eligibility

Five short questions. We screen for NHF, M-REIF, and Commercial in the same form so you only fill it once.

Send your enquiry

Upload your BVN, NIN, last three payslips, and the property document. Save and resume any time.

Indicative offer in two days

A mortgage advisor calls within two working days with your indicative rate, tenure, and monthly figure.

Sign and disburse

Final terms sit in the offer letter after credit assessment. Funds release on signed offer and property verification.

Mortgages

Five mortgages, built around you.

NHF for salaried workers; M-REIF for the underserved; Construction Finance for self-build; Real Estate Investment Finance for landlords; Commercial for SMEs.

Best fit

6.0% p.a.

NHF Mortgage Loan

For salaried Nigerians. National Housing Fund mortgage: ₦15 million ceiling, 6% indicative rate, up to 30-year tenure — for any Nigerian salaried worker contributing 2.5% of monthly pay.

Check NHF eligibility →

Underserved

9.5% p.a.

M-REIF Mortgage

Refinance facility for under-banked applicants.

Learn more →

Self-build

14.0% p.a.

Construction Finance

Build on your land. Drawn down in tranches.

Learn more →

Landlords

22.0% p.a.

Real Estate Investment Finance

Yield-backed lending for landlords and developers.

Learn more →

SME

22.0% p.a.

Commercial Mortgage

For SMEs acquiring trading premises.

Learn more →